Family Protection Planning

A more personal way to protect what matters.

Your life, your priorities, your possibilities. Explore a thoughtful planning budget and discover what your next chapter could look like.

01 / Your story

Let’s begin with you

Your monthly income—
Your monthly bills—
Your available budget per hour—

After bills, this is your hourly smart decisions budget, not your hourly wage.

Your available smart income monthly budget—

Children's Generational Wealth Foundation

A foundation for every child

Personalized coverage calculated using each child’s age, gender, and the available monthly investment.
$0

02 / Your possibilities

Three tiers. One lasting vision.

Choose a tier, then decide what you want to see. Couples with two incomes use up to 2, 3, or 4 hours total each week, using a per-person budget for Starter, Preferred, or Executive; one-income households use 1, 2, or 3 hours. These are budgeting equivalents, not extra charges.

Your selected plan

Select a tier

YOUR GENERATIONAL WEALTH PLAN
Enter your household details.
Quick health check

Any history of heart conditions, cancer, or terminal illness?

A legacy worth starting today

One day, they’ll remember the love. Let them inherit the protection, too.

Think about the people who count on you. The little hands you hold. The family you’re building. The dreams you want to live on, even when you can’t be there to carry them forward.

With generational wealth, your whole life death benefit can help turn that love into a lasting legacy. Once approved and issued, your whole life policy can provide a death benefit for your loved ones throughout your lifetime, as long as it remains in force. Your age and health when you apply help determine the coverage and cost available to you.

You were younger yesterday. You’ll be older tomorrow. But today, you can take the first step.

Maybe finding this page was perfect timing. Maybe you were guided here for a reason. Whatever brought you here, your family's future is worth a conversation. Don't put off the legacy you want to leave. ✨

Start my legacy conversation →

Coverage is subject to underwriting, policy terms, exclusions, and required payments. Benefits are not unconditional or guaranteed before a policy is issued.

Ready to make your plan personal?

Bring your results and questions. We will explore the right next steps together.

Book With Joi to Finalize Your Plan

Illustrations only, not an insurance quote or guarantee. Coverage and benefits depend on eligibility, underwriting, and policy terms.