Your final wishes. Their freedom to honor them.

Freedom of Choice is more than a name. It’s the freedom to decide how you want to be remembered before your family has to make those decisions in grief.

Choose what matters to you: the kind of homegoing you want, the people you want involved, and the details you want honored. Your loved ones shouldn’t have to guess, feel rushed, or face pressure to spend more.

Life insurance is about protecting the living. Your funeral is one moment. Your family’s future is everything that comes after.

Your paycheck should not end your family’s stability.

Your income pays for everyday life: groceries, transportation, utilities, childcare, and the moments your family counts on. Income Protection can provide financial support after a covered death so your spouse or children have resources to keep those needs covered while they grieve and adjust.

Picture what 1, 3, or 5 years of income could mean: more time to make thoughtful decisions, keep children in their routines, and avoid immediate major financial changes. Available coverage and terms depend on the policy and eligibility.

Ask about payout options, including lump sum or installments where available. Your Family Information Guide can record your preferences; any payout arrangement must be available under the policy.

Protect the home. Protect the life built inside it.

The mortgage or rent does not disappear when someone dies. The home is where your family sleeps, celebrates, grows, and feels safe. Explore whether financial resources could help loved ones continue housing payments after a covered loss.

What would staying home mean to them? Keeping the same bedroom, school route, neighbors, and sense of belonging. Start with your monthly housing cost, remaining mortgage balance or rental needs, and the amount of protection that could help your family remain secure.

Ask about payout options, conditions, eligibility, and whether lump sum or installments are available under a policy.

Preparedness is an act of love.

Explore child identification and preparedness tools, then watch the interview included in your company materials. Keep essential child identification details organized in case of an emergency.

When every second matters, preparation shouldn’t start at the emergency. Safety planning is a family conversation. Children, teens, and adults can all benefit from having essential information organized and easy to locate.

The checklist is a demonstration only. Discuss the official kit’s access, eligibility, and renewal details during your appointment.

An additional layer of care.

See how a $2,000 complimentary accidental-death certificate could offer meaningful support when families need it most.

Eligible members may have access to $2,000 in complimentary accidental-death coverage through participating union, credit union, and association programs. Coverage and eligibility depend on the specific organization and program. Check the applicable certificate and exclusions.

Leave your wishes, not uncertainty.

The guide helps organize contacts, policy information, and final wishes, including clothing and jewelry preferences. Keep important wishes and family information together.

Explore a simple way to organize the details that matter to your family: important contacts, essential documents, household essentials, and your wishes. This is a sample planning resource, not a legal document or a substitute for professional advice.

Put your intentions into writing.

Explore the company-provided templates for a simple will and related documents. Use them as a starting point for putting your wishes into writing.

A kit is an educational resource, not legal advice or a substitute for advice from an attorney.

More care in everyday life.

Explore participating-provider discounts on qualifying prescriptions, vision, dental, and other services. Everyday care can put pressure on a family’s budget; AIL Plus connects members with discounts through participating providers.

AIL Plus is a discount program, not insurance. Savings and services vary by provider, location, and program terms, and applicable service charges may apply. Check availability and activation details before use.

What could more breathing room look like?

Explore where your money goes, uncover opportunities to reduce spending, make a plan for debt, and begin building savings that support your family’s goals.

The kit gives you practical worksheets for your budget, emergency savings, and debt. Bring income, housing, groceries, childcare, debt payments, and other expenses together to see what may be left after monthly expenses.

What if you could set aside a little each week? $10 a week is $520 over 52 weeks. This is simple savings arithmetic, not investment growth or a promised result. The kit is educational and is not legal, financial, investment, or tax advice.